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PLAN DESIGN SERVICES

In the world of retirement plans, change is constant. It is critical that the legal, compliance and design aspects of a plan are current.

In these times of change, it is important to have a firm that understands the design and operational features of your company’s plan. As a partner of RBG, your retirement plan advisor will take the time to get to know your company and employees, providing assistance with designing a plan that fits their specific needs. We can help you work with your plans service providers to focus on:

  • Increased employee deferral limits and employee tax credit incentives
  • Online participant access for account balance inquiry and changes
  • Key personnel Internet access to plan and participant data
  • Paperless enrollment
  • Electronic transmittal of payroll, loan and distribution transactions
  • Automatic enrollment/negative election
  • Optimum frequency and educational content of employee communications
  • Assistance with 404(c) investment guidelines and requirements
  • Conversion/transition process
  • The relationship between loan incidence and plan participation
  • Tiered and Age-Weighted discretionary contribution formulas
  • Controlled Group plan set-up and design alternatives
  • Management of the conversion/transition process
  • Complying with 408(b)(2) fee disclosure